About Carla Closes

Learn about Carla Durheim, the Home Loan Chemists philosophy, and our commitment to your home financing success.

Meet Carla Durheim

Founder | Home Loan Broker | NMLS #61502

Hi there! For 37 years, my journey in the lending world – from credit unions to managing banks and leading development teams – has shown me one crucial thing: finding the right home financing is deeply personal. It’s about more than just numbers; it’s about your family, your security, and your dreams.

My passion isn’t just providing financial solutions; it’s being your dedicated partner and advocate. Experience taught me you don’t need another salesperson – you need a trusted guide who genuinely understands your goals and helps you navigate the path forward. That’s the heart of why my business partner, Mike Hobbs, and I founded our company, focusing on integrity, real partnership, and your satisfaction.

When I’m not immersed in the world of mortgages, you’ll likely find me cherishing time with my family, friends, and my beloved pets. I have a passion for exploring the world, whether through trying new recipes in the kitchen, traveling to new destinations, or simply embarking on everyday adventures. I truly believe that curiosity and connection are vital – in life and in finding the perfect home loan solution for you!

If you’re seeking a lending partner who prioritizes your needs and guides you with care, I’d love to connect and explore how we can achieve your homeownership goals together.

“There’s nothing more rewarding than helping families unlock the door to their future. For me, it’s not just about loans and numbers; it’s about building relationships, understanding dreams, and being a trusted partner on the journey to finding that perfect place to call home. That connection, that shared success – that’s why I love what I do.”

– Carla Durheim

Our Core Values

The principles guiding our work and commitment to you.

Partnership

We view our client relationships as true partnerships, working collaboratively towards your homeownership goals.

Advocacy

We relentlessly fight for your best interests, acting as your dedicated advocate throughout the financing process.

Integrity

We operate with the highest ethical standards, ensuring transparency and trust in every interaction.

Client Satisfaction

Your satisfaction is our ultimate goal. We strive to deliver personalized solutions that exceed expectations.

Our Chemistry Creates Great Relationships

With a combined 116 years in mortgage lending, legal, and real estate between the founders, Carla Durheim and Mike Hobbs established Chem Financial with a core belief: genuine partnership and advocacy lead to the best client outcomes.

Our chemistry defines our virtues, emphasizing community belonging, family security, and the camaraderie of friends. We relentlessly fight for our clients’ right to homeownership, fueled by a passion and heritage of winning.

We are your voice, speaking out in word and deed, to provide superior home financing solutions. Ask us about our Loan Lab™ and how we use it to manufacture a purpose-designed loan for you.

Powered by Summit Lending, we offer lending services built on integrity, partnership, and client satisfaction.

Powered by Summit Lending – NMLS 1850081